Our brokers will be unavailable over the Christmas and New Year holidays. Please head to their respective pages to check for their availabilities.
From all the team at Whiteroom Finance, we wish you a very Merry Christmas!
We Don't Sell Finance.
We Find Financial Solutions.
- Solutions tailored to your financial needs
- Recommendations based on knowledge, not assumptions
- Personal approach to finance
- We service small business to large commercial clients
- Award-winning Finance Broker
How Can We help?

What Makes Whiteroom Finance Perth Different?
In Australia, Finance Broking has a long and storied history dating back to the establishment of the Federal Bank of Australia in the late 1800s. As such, Finance Broking is one of the most trusted financial services in Australia, generating over 60% of all new finance and mortgages.
Finance Brokers have come to be the preferred avenue for borrowers and lenders as they make the application process easier and more streamlined, saving everyone time and money.
Whiteroom Finance is more than a Finance Broker. We deliver solutions tailored specifically to your financial needs and goals. We don’t try to be one of the ‘big boys’ in the finance space. Instead, we take a personal approach to your finances, ensuring you feel valued and supported every step of the way.
We develop a depth of understanding about your finances and what you are hoping to achieve. This means when it comes to exploring your finance options, our recommendations are based on knowledge, not assumptions. Whiteroom Finance becomes part of your Trusted Adviser Network.
Our Financial Solutions:
Our Financial Solutions:
What Our Customers Think:
I cannot recommend enough the help and service. We have no idea of the processes involved and Kurtis has been more than willing to spare valuable time in guiding us.
Dianne C
My partner and I are extremely pleased with Kurtis and his dedication towards the process of elimination in buying our first home, as he levels with you as a friend but also from a business perspective. He has helped in every way possible ensuring we understand everything from the smallest details, to the large numbers involved. Our experience in buying our first home has been quite a simple and flowing advancement, and we fully recommend his service for anyone looking to buy their first home or property.
Jordan W
The service and personal attention we received from Kurtis Grace was exceptional and beyond what we were expecting! His knowledge and commitment in finding us the best option and rate helped us in securing a loan that didn't affect our existing mortgage.
Kurtis kept us updated through regular communication and made the whole process a seamless and enjoyable experience. We would highly recommend Kurtis and look forward to working with him again in the future.
Nicole P
Kurtis at Whiteroom Finance is amazing! First home buyer not knowing where to start but Kurtis helped every step of the way, start to finish and checks in regularly during the process. I would recommend Kurtis to anyone who is not sure where to start when it comes to buying a home!
Dakota P
Contact Whiteroom Finance Perth today.
Meet the Whiteroom Finance Perth Team
Meet Chris White – Managing Director / Finance Broker (Dip. FMBM)
With a history in public sector finance and the finance industry, Chris White knows money.
A dedicated family man, Chris pours his heart into everything he does. You will find him open, trustworthy and knowledgeable about finance.
Chris understands his role is not to sell finance. Rather, he sees his role as helping you understand your financial goals and how to achieve them. People come to Chris (and keep coming back) because of his quality service and personal touch.
With your best interests at heart, Chris will help you better understand your financial choices. He will guide you through your financial options and explain what it all means. In plain English.
Whatever your goals, Whiteroom Finance can help you achieve them. Trust Chris White with your next financial decision.
Christopher White is a credit representative (484287) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)
Meet Tristan Pack - Senior Finance Broker (Dip. FMBM)
Tristan is a Senior Finance Broker with extensive experience helping clients secure tailored lending solutions. Known for his strategic approach and strong industry knowledge, he works closely with individuals and businesses to navigate complex financial landscapes and achieve their goals.
Tristan combines professionalism with a client-first mindset, delivering clear, practical guidance and long-term value in every engagement.
Meet Paul Swann – Finance Broker (Dip.FMBM, CPA, ACMA, CGMA)
Paul is a qualified Accountant and Finance Broker with over 25 years in commercial finance roles. He has held senior finance roles in listed businesses in Australia and overseas.
Paul prides himself on listening to clients to understand their needs. This enables him to structure the solution to suit the client and has resulted in him closing out over $2.5 billion in commercial and residential deals.
Paul is a hard-working family man who is committed to helping families achieve their dream of owning their own home and paying off their mortgage as soon as possible.
Paul Swann is a credit representative (562908) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)
Meet Brooke Haines – Finance Broker (CERT IV)
Brooke has over 10 years’ experience in the financial services industry, ranging from health and general insurance to banking and finance, which has enabled her to leverage her broad knowledge and experience to provide holistic financial solutions to her clients.
Brooke is passionate about building long-lasting relationships and taking the time to really understand your needs, ensuring her clients are not just another number. Brooke specialises in home and investment loans, debt consolidation, asset loans and commercial cashflow lending.
Please contact our office if you require any assistance – contact details noted below
Meet Vicki – Operations Manager (BCom.Fin&Bnkg)
Vicki brings to the team an extensive experience in customer service, finance, and operations management.
As Operations Manager, Vicki ensures the smooth running of the business day-to-day, and supports Chris in the key decision making processes. When required, Vicki will also put on her Broker Support hat to assist and support clients to understand their needs and how Whiteroom Finance can assist them. Her warm and engaging nature makes you feel comfortable and supported in the process.
How Whiteroom Finance Perth Can Assist with Your Financial Solutions.
Whiteroom Finance offers a variety of services for both personal and business clients in the Perth area. Our clients range from individuals to small businesses to larger businesses in the commercial sector. They look to Whiteroom Finance to help drown out the noise and guide them through the financial fog.
Whether it’s a new dream home you’re after, a personal or business vehicle, a business loan, or you just need a holiday, Whiteroom Finance in Perth have the experience and connections to help you achieve your goals. We look forward to working with you…
Frequently Asked Questions
What Does A Finance Broker In Perth Actually Do?
A finance broker acts as the bridge between you and the lenders. Instead of walking into a single bank and accepting whatever rate they offer, a broker like Whiteroom Finance searches across more than 50 lenders – including major names like Commonwealth Bank, Macquarie Bank, ANZ and Westpac – to find the loan options that best suit your financial situation. Whether you need a home loan, business loans, investment loans, asset finance or personal loans, a broker does the research, paperwork and negotiation on your behalf so you get the best possible outcome without the stress.
Why Use Whiteroom Finance Instead Of Going Directly To A Lender?
When you go direct to one lender, you get one set of loan options. When you work with our brokers in Perth, you get direct access to a panel of over 50 lenders competing for your business. That competition is what helps secure competitive rates and better loans tailored to your circumstances. Beyond the numbers, Whiteroom Finance takes a personal approach – we assess your entire financial situation, explain your options in plain English and guide you through the entire process from assessment to settlement.
What Types Of Loans Can Whiteroom Finance Help Me Obtain?
Our Perth team assists with a wide range of finance needs, including:
- Home loans: for first home buyers, up-sizers and those building their dream house
- Investment loans: to grow your investment portfolio and property portfolio
- Construction loans: for new builds across WA
- Refinancing: to reduce your interest rates or free up funds
- Business loans and commercial lending: working capital, commercial property and small business growth
- Asset finance: for vehicles, equipment and fleet management
- Personal loans: for a new car, home improvements or other lifestyle needs
Whatever your investment goals or personal needs, we'll help you find the right lender and the right loan.
How Much Does It Cost To Use A Perth Finance Broker?
For most standard home loans, investment loans and personal lending, our service is free to you. Whiteroom Finance is paid a commission by the lender when your loan settles – there are no hidden charges or fees added to your loan for using a broker. For some specialist or commercial lending arrangements, a broker fee may apply and we'll always be upfront and transparent about any costs before you proceed. Book a free, obligation-free consultation today and we can walk you through exactly what to expect.
Can Whiteroom Help My Business Access Funding?
Yes, business finance is one of our core specialities. We help Perth businesses access a wide range of commercial lending solutions, including business loans for growth or cash flow, commercial property finance, equipment and asset finance, and business loan refinancing. We work with small businesses right through to large commercial clients. Our team understands the complexity of business lending, and we take the time to understand your business, your goals and the right strategy to get you funded. If you're looking to expand, secure a new vehicle or piece of equipment or simply improve your position with a better deal, get in touch with our team today.
Why go to one lender, when we go to over 50?
More lenders means more chances to get you the right loan!
























