Finance Broker Perth

Your Local Finance Specialist.

Contact Whiteroom Finance today for an obligation-free consultation.
business finance

Business

Growing your business or expanding services? Transitioning to retirement or setting up for sale? Maybe you’re just not happy with your current finance arrangements. You’re going to need to talk to us. The business finance experts at Whiteroom Finance have worked with businesses of all sizes and at all stages of the business cycle and can help you with advice and guidance about any business finance needs, including:

  • Improving cash flow and accessing working capital options.
  • Accessing short term unsecured debt for specific needs.
  • Specialist Lending (including professional services).
  • Restructuring your existing debt.
  • Acquiring a new business.
  • Unsecured lending.
  • Purchasing a property.


We also work with your existing finance team and advisers to make sure you’re getting the most complete advice.

The structure, nature, and cost of funding varies considerably and can be vastly different for seemingly similar businesses so don’t be caught out relying on what others tell you. Wherever you are with your business, Whiteroom Finance can get you where you want to be.

vehicle and equipment finance

Equipment Finance

Need some new equipment for your business? Perhaps you’re looking to replace or expand your vehicle fleet? No problem. Whiteroom Finance has access to a range of finance providers and can help you with the right equipment finance for your business.

Our team understands your business is unique and will work with you to find the best funding structure to suit your needs. We can help you with equipment financing options, including:

  • Chattel mortgage
  • Novated lease
  • Finance lease
  • Hire purchase
  • Operating lease and rentals


Financing your equipment purchases means you can preserve your cash for working capital and pay off the purchase in line with the asset’s depreciation term. In many cases, you won’t need to provide a deposit or additional security.

Your loan can be structured with seasonal payments, balloon/residual payments, and flexible repayment terms. We can help you coordinate insurance, settlement, and delivery of your new equipment. In some cases, we can even help you source the equipment through our network of contacts.

Company vehicle

Managing your Business Fleet

If you run a fleet of vehicles, your needs may be very different to someone purchasing standalone assets. Your assets might depreciate more quickly or need to be turned over more regularly to preserve their value. The team at Whiteroom Finance can help manage this asset replacement program by tailoring a solution to meet your needs and your budget. Whiteroom Finance can even help you with insurance for your assets. Speak to Whiteroom Finance today about:

  • Insurance premium funding
  • Pre-approved funding
  • Master limit facilities
  • Fleet management


Whatever you are hoping to achieve with your business fleet, Whiteroom Finance can help.

Get the loan that's right for you.
Contact Whiteroom Finance today.
Personal Finance

Home Loans

Purchasing a home can be a daunting experience. There are interest rates to consider, seemingly endless paperwork to fill out, not to mention the search for the home itself. All this can be really stressful and takes a toll on you and your family. Whiteroom Finance can help you with advice and guidance about:

  • Principal and Interest vs Interest Only repayments.
  • Fixed vs Variable interest rate arrangements.
  • Upgrading or downsizing your home.
  • Buying your first home.
  • Budgeting and savings.
  • Debt restructure.


Our team can even assist you to find the right home by offering information on properties available that fit your needs, insight on specific property details, and general market data.

Before you even start looking for your new home, you should speak to our team of home loan experts. We help you understand how much you can afford so you will have a good idea of how much you can spend before you even start your search. We can also introduce you to a settlement agent and property inspection services to give you peace of mind.

Residential townhouse/apartment

Investment Properties

Looking to diversify your investment portfolio? Perhaps you just want a little extra income from a rental property. Borrowing money for an investment property can be a great way to grow your wealth or diversify your investment portfolio.

While an investment loan can be a good option, it’s not for everyone. You need to be aware that there are additional eligibility requirements for investment loans. They can incur a higher interest rate and require an additional contribution (deposit) from the borrower.

On the plus side, expenses for an investment property can usually be claimed as a tax deduction, which makes it an attractive proposition for some people. Our professional team of Perth based experts can assess your financial situation and liaise with your tax adviser or accountant to make sure any advice is appropriate, before recommending a solution that works best for you.

Family with car

Car Loans

Car loans aren’t just about cars. You may be after a motorbike, caravan, or boat. Whatever type of vehicle you’re looking for, Whiteroom Finance can help. We consider your personal situation and find the right car loan to get you on the road.

Have you ever been offered dealer finance when purchasing a vehicle? While they often have reasonable options, a quick look at comparable offers on the market will show you there are alternatives that could work better for you. Subject to a lending assessment, we can even arrange to have your loan pre-approved before you start looking for your new vehicle!

With great market offers and our ongoing support we’ll make sure you get the very best car loan for your situation.

Woman in hotel room on holiday

Personal Loans

Need to get away for a well-deserved holiday? Want to renovate the house but don’t have the equity? Maybe you just want to consolidate your personal debt. Whiteroom Finance has access to a range of loan providers and can help you find the best personal loan for you.

With extensive knowledge and experience in the finance industry, we know the potential pitfalls and how to avoid them. We can assist you with variable or fixed rate personal loans for a variety of purposes.

Car purchase or repairs

Personal Investment

Debt Consolidation

Home Improvement

Holidays

Contact Whiteroom Finance today.