Personal Loans

We have partnered with Loanstoday to provide simple and efficient personal loans

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Learn more about Loanstoday
Loans Today

Personal Loans

Need to get away for a well-deserved holiday? Want to renovate the house but don’t have the equity? Maybe you just want to consolidate your debt. Whiteroom Finance and Loanstoday have partnered up to give you access to a range of personal loan providers and can help find a personal loan suited for you.

With extensive knowledge and experience in the finance industry, we know the potential pitfalls and how to avoid them. We can assist you with variable or fixed rate personal loans for a variety of purposes.

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Company vehicle

New Car Loans

In the heat of the moment, you can agree to dealer finance on a new car that might not be the right fit for you. There are always alternative options that may work better for you, Loanstoday can help you secure the right loan and even arrange to have your loan pre-approved before you start looking for your new vehicle!

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Debt Consolidation

To ease the burden of paying multiple bills to multiple lenders, you might want to consider a debt consolidation loan. This means, making one payment to one lender which makes managing your debt easier and saves you money on interest and fees. Debt types that can be consolidated include:

  • Personal loans
  • Private debts
  • Store cards
  • Credit card
  • And more
Personal Finance

Home Improvements

Personal loans can also be a great way to help finalise those home renovations and pay them off without having them connected to your long-term home loan. Using a personal loan in this way can also help remove the need for bank valuations, allowing you to invest in and improve the value of your home sooner.

Woman in hotel room on holiday


Are you dreaming of a holiday but don’t quite have the money to make it happen? Don’t let finances stand in the way of your dream holiday. A personal loan can remove the immediate strain on your bank account and allow you to enjoy a holiday whilst paying it off in manageable instalments.

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Personal Investment

In some circumstances, using borrowed funds to invest in shares, managed funds, or other wealth creating assets can be a sound strategy.   You should obtain independent financial advice before deciding to do so, but if this is your strategy, Whiteroom Finance and Loans Today can help.

We have partnered with Loanstoday, our preferred finance specialists for Personal Loans.


We partner with Loanstoday because they are the personal loan specialists. Loans today has access an extensive panel of personal loan providers. This gives you more choice in finding the right loan to suit your needs, all whilst knowing the team at Whiteroom Finance is behind you.

Loans Today
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What it means for you

Loanstoday helps find the right personal loan for you quickly and efficiently. The service allows you to weigh up your options, knowing exactly what lenders are offering across the market. If you need a personal loan in a short amount of time, Loanstoday can have a tight turnaround to ensure you have access to the finances you need.

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Why Whiteroom Finance has partnered with Loanstoday

We have partnered with Loanstoday because they specialise in personal loans. They offer a much broader panel of lenders than Whiteroom Finance can get direct access to and  a quick and easy application process. 

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The Loanstoday Application Process

1. We refer you through to Loanstoday – all you have to do is click the link and complete some basic details

2. Loanstoday will give you a call to gather all the necessary loan information

3. Loanstoday analyses your application

4. Your application is then submitted to the lender

5. The lender assesses your application

6. Approved?

Yes – Loanstoday will notify you and Whiteroom Finance, and assist to arrange documentation and settlement
No – Loanstoday will notify you and Whiteroom Finance and we will then discuss the reasons for this response and how we can overcome it

7. It's as simple as that!


Loanstoday gives those seeking personal finance an extensive array of options that aren't available from a single bank. They help align your needs with the lender that best reflects them, giving you many more options and making the decision easier.

Unsecured personal loans

  • A personal loan not linked to an asset

Secured personal loans

  • An asset is used as security for the loan, if payments cannot be made, the asset can be taken possession of by the lender

Car loans

  • Used to purchase a vehicle, the vehicle being purchased becomes the security.

Variable or fixed-rate loans

  • Variable: the interest rates change over time which can help you pay more off when they’re low but leaves you open to increases
  • Fixed: the rate you pay is stable for the length of your loan

During this process, we act as a liaison to put you in contact with Loanstoday who will then take you through the process of the personal loan.

Yes, Loanstoday are based in Queensland.

Start your Loanstoday application process

Loans Today

If you’re ready to talk to a loan application professional, get in touch with the team at Loanstoday by simply clicking the button below to start your Loanstoday application.

Do you have any questions about Loanstoday? Contact Whiteroom Finance and we can assisnt