Whiteroom Finance has the capabilities to assist people at any level of financial security.
Whether you are in the market for a new home or trying to understand your financial position, contact the team with the experience to assist you in your financial journey
At Whiteroom Finance, we have developed strong industry relationships with a range of partners over many years that we can refer you to. Explore the services our partners offer and get in touch if you’d like a referral.
Shield Life Insurance works with nine of Australia’s top insurers, offering comprehensive and complimentary 20-minute consultations. These consultations allow the team to customise personal insurance policies, potentially reducing costs.
An award-winning health insurance comparison service, Fair Healthcare Alliance functions to reduce your healthcare premiums, while increasing benefits and payouts for the health services you use the most.
TorFX can assist you in getting competitive currency exchange rates when dealing with overseas currencies for money transfers and business transactions.
An experienced team with over 50 years in industry, Meridian Property are proud to provide a comprehensive service for residential property investors to help develop successful residential property portfolios.
Aspire Property Advisor Network exists to provide property investors with professional, expert advice and unbiased recommendations that are extensively researched – with full end-to-end service.
Lawlab provides fixed-free property conveyancing for buyers and sellers Australia-wide. You can also protect your future and secure your assets using their Wills and Power of Attorney service.
Nectar’s team of expert brokers can help you find the most suitable finance solution – whether it be for your business, a boat or a birthday, let Nectar assist you today!
Nectar Connect takes the stress out of moving house by offering a free utility connection service with the goal of saving you money and making things easy.
For both your own peace of mind and to meet the conditions of any loan you take, it is important that your assets are insured. Whiteroom Finance can help you access general insurance cover as required, and for more complex needs we can connect you with an insurance broker.
We have partnered with Allianz Insurance to provide you quick and simple cover for your home, contents, car, caravan etc. Whatever you need to insure, Allianz can help.
No one likes to think about it, but it is important that we consider the “What Ifs” in life. Have you got enough protection to maintain your lifestyle in the event something happens? Will you be underinsured once you borrow more money? What if you get sick or injured and are unable to work? Is having cover in your super enough? (hint: probably not!)
Whiteroom Finance can help connect you with the people and organisations that can help restore your peace of mind.
Our partners at Shield Life Insurance can review your current cover, including inside your super, and help you understand your ongoing needs and how to protect them.
Get in touch to arrange a time to discuss Income, Life & TPD insurance
Is your Will up to date? Have you got one at all? What about Power of Attorney and other estate planning strategies? As with insurance, no one likes to think about the what if’s but it is important to share your wishes with your loved ones, and protect them from potentially drawn out probate process in case of your demise.
Our partners at Lawlab have extensive expertise in assisting people to set up and manage their wills and estate planning needs.
Click here to arrange a time to talk through your will and estate planning
For many people general advice such as that offered by Shield Life Insurance and Lawlab is a perfect fit for their needs, but for some much more comprehensive financial advice is necessary. This may include management of superannuation investments (including SMSF), investment strategies, more complex estate planning and personal insurance needs, and even family based strategic consulting.
We have strong relationships with a number of financial advisers across WA who we will be very pleased to introduce you to. Which adviser we would refer to you, would depend on your unique needs and personal circumstances.
Click here to arrange a time to chat about your financial advice needs
Our conveyancer partners at Lawlab offer a comprehensive suite of conveyancing (settlement agent) services. As an online conveyancer, they have developed a simple and secure platform for assisting you with your conveyancing needs.
If you’re looking to buy or sell property, Lawlab’s services are worth considering.
Click here to arrange a quote from Lawlab to suit your needs
Are you an active property investor looking for your next purchase? Are you keen to get into the property investment market and looking for information? Or are you simply interested in property investment as a future goal?
We are pleased to have partnered with Meridian Australia, a well-established property investment advisory firm to ensure our clients have access to the support they need in their property journey.
Interested to know your properties current value? We are happy to provide you an RPData property valuation report with our compliments.
These reports can be useful to determine the equity you have available in your property for your own use, for leveraging to purchase an investment asset, or even just getting a better rate from your bank. They can also be a great start to your property buying strategies, but if nothing else it’s just good to know.
Click here to obtain your complimentary RPData property report
Do you have an accountant? If not, you may not need one. If your income structure includes anything more than PAYG income from a single employer, we suggest at least chatting with an accountant to ensure that you are both meeting your obligations, and not paying too much tax. If you’re self-employed, then we often recommend outsourcing both your bookkeeping and accounting – having the experts help manage this part of your business can be a huge time saver and help protect you and your business from errors that can pop up unexpectedly in years to come.
We have relationships with a number of accounting and bookkeeping providers and will be pleased to introduce you to someone we feel will suit your requirements.
Click here to arrange a chat about your accounting and/or bookkeeping needs
Do you know your credit score? If you have ever applied for credit, you will have one and it could impact your ability to obtain finance. Have you had credit issues in the past and unsure if they remain evident? Are you thinking about applying for a loan but unsure how credit score and conduct impacts this?
All Australians can obtain one free credit report from Equifax per year. You can also arrange a number of other subscription based services through the Equifax website and we encourage you to review the offerings.
The free report however does not provide a credit score nor some of the other metrics that lenders look for. As such, we always conduct an Equifax Access Seeker enquiry for our clients prior to submitting an application to a lender, just to be sure that no unexpected information arises.
We are very pleased to assist you to obtain this comprehensive report.
Contact Whiteroom Finance today for advice on how to find out your credit score.
Disclaimer
Other Services outlined above may be offered by third party providers, and not by Whiteroom Finance directly. There may be commercial terms applicable to any referral Whiteroom Finance may make to a third party. Where possible Whiteroom Finance will disclose the nature and value of such services. In keeping with our Privacy obligations, Whiteroom Finance will not share your information with any third party providers without your consent.
Put simply, “financial services” is the broad term used to describe particular activities of financial service providers, such as investment, lending, and management of money and assets.
Financial services are largely customer-focused and based around helping people find financial strategies to meet their individual needs. These services include:
Whiteroom Finance operates in the finance broking space, providing personalised advice and assistance to help you achieve your financial goals. Although we don’t directly offer assistance in the other areas of financial services, we have a broad network of professional advisers who we work alongside to ensure you get the most appropriate solutions for your situation.
With your personal needs as our primary focus, we develop a depth of understanding about your finances and what you are hoping to achieve. This means when it comes to exploring your finance options, our recommendations are based on knowledge, not assumptions.
Your finance broker plays an important role in helping you manage multiple aspects of your financial portfolio. They proactively provide advice on the lending options that are most appropriate to your financial situation, whether you are financing a vehicle, buying a house, or building a business. Your finance broker’s extensive knowledge of the industry helps them deliver solutions tailored specifically to your financial needs and goals.
By engaging a finance broker, such as Whiteroom Finance, you are ensuring your portfolio is managed by a finance professional with vast experience in the finance industry. We offer you a tailored service for all your personal and business finance needs.
Whiteroom Finance can assist you to access funds to establish, manage or grow your business. This might include purchasing a property, restructuring your existing debt, purchasing capital equipment, or improving cash flow, whatever your business need, Whiteroom Finance can help find the appropriate solutions.
Whether you have already begun your journey as a small business owner, or aspire to start a new business, understanding your financial options is crucial. Whiteroom Finance can assist you to find the right loan and provider to get your business up and running and keep it running.
Financing your vehicle or equipment purchases means you can preserve your cash for working capital. It also means you can pay off your purchases in line with each asset’s depreciation term. Whether you need finance for personal or business needs, Whiteroom Finance offers you vehicle and equipment finance solutions tailored to your situation.
Personal finance covers everything to do with your individual finances and your financial goals, including saving, investing, and budgeting. Whether it’s upgrading or downsizing your home, investing, buying a car, or taking a holiday, Whiteroom Finance has the knowledge and experience to help you achieve your goals.