About Whiteroom Finance

Whiteroom Finance Exists to Provide Solutions Tailored to Your Financial Needs.

Perth

Meet Chris White – Managing Director / Finance Broker (Dip. FMBM)

With a history in public sector finance and the finance industry, Chris White knows money.

A dedicated family man, Chris pours his heart into everything he does. You will find him open, trustworthy and knowledgeable about finance.

Chris understands his role is not to sell finance. Rather, he sees his role as helping you understand your financial goals and how to achieve them. People come to Chris (and keep coming back) because of his quality service and personal touch.

With your best interests at heart, Chris will help you better understand your financial choices. He will guide you through your financial options and explain what it all means. In plain English.

Whatever your goals, Whiteroom Finance can help you achieve them. Trust Chris White with your next financial decision.

Christopher White is a credit representative (484287) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Chris:

Meet Karl Baker – Finance Broker (Dip. FMBM; BComm; LLB)

Karl has over 20 years experience providing financial advisory services to individuals and companies in Australia and overseas. He has a Diploma of Finance and Mortgage Broking and is a member of the Mortgage and Finance Association of Australia (MFAA).

Karl was previously a Financial Advisory Partner at a Big 4 accounting firm and was the founder of an import & distribution business. He is always focused on providing the highest quality of service and has a passion for assisting his clients to achieve their financial goals.

Reliable, results-oriented and committed to being your trusted advisor.

Karl Baker is a credit representative (543889) of QED Credit Services Pty Ltd (Australian Credit Licence 387856).

Contact Karl:

Meet Nick Baldwin – Finance Broker (Dip. FMBM; BComm)

Working in a variety of Banking and Finance roles over the past 20 years has provided Nick with the ideal skillset to assist his clients.

With a strong focus on customer service, Nick is well placed to assess your individual finance needs and find the right solution for you.

He holds a Diploma of Finance and Mortgage Broking Management as well as a Bachelor of Commerce from the University of Western Australia.

When not assisting his clients, Nick spends his down time with his young family. He is active in community sport where he enjoys playing social basketball and also amateur footy. He is also heavily involved as a committee member at his footy club – the Osborne Park Saints.

Nick is keen and eager to assist you the next time you need to arrange finance.

Nick Baldwin is a credit representative (546808) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Nick:

Meet Charmain Hughes – Finance Broker (Dip. FMBM)

Charmain’s journey in the finance industry is a testament to her resilience, passion, and expertise. After moving to Darwin in 1998, she launched her own successful company, which she later sold in 2003. Her drive and entrepreneurial spirit led her to the mortgage industry in 2006, where she quickly established herself as a knowledgeable and dedicated professional.

Charmain brings a unique skill set to the Whiteroom Finance team, blending years of hands-on experience in the mortgage industry with a genuine passion for helping clients achieve their financial goals. Her approach is tailored, insightful, and committed to delivering exceptional service.

Charmain Hughes is a credit representative (560874) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Charmain:

Meet Paul Swann – Finance Broker (CPA, ACMA, CGMA)

Paul is a qualified Accountant and Finance Broker with over 25 years in commercial finance roles. He has held senior finance roles in listed businesses in Australia and overseas.

Paul prides himself on listening to clients to understand their needs. This enables him to structure the solution to suit the client and has resulted in him closing out over $2.5 billion in commercial and residential deals.

Paul is a hard-working family man who is committed to helping families achieve their dream of owning their own home and paying off their mortgage as soon as possible.

Paul Swann is a credit representative (562908) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Paul:

Meet Vicki – Operations Manager (BCom.Fin&Bnkg)

Vicki brings to the team an extensive experience in customer service, finance, and operations management.

As Operations Manager, Vicki ensures the smooth running of the business day-to-day, and supports Chris in the key decision making processes. When required, Vicki will also put on her Broker Support hat to assist and support clients to understand their needs and how Whiteroom Finance can assist them. Her warm and engaging nature makes you feel comfortable and supported in the process.

Contact Vicki:

Goldfields

Meet Kurtis Grace – Director Whiteroom Finance Goldfields (Dip.FMBM)

Kurtis has worked with the finance industry through the Big 4 banks for the past 17 years. He has stepped into the finance broker world to provide a greater range of service and to work with all business and individuals big or small.

Majority of this time has been spent working with businesses within Kalgoorlie Boulder community to help grow and meet their financial goals. Kurtis understands that finance is not just about money but relationships as well, he is passionate about customer service.

He prides himself on his local community engagement being an active management committee member of the Kalgoorlie Boulder Chamber of Commerce, committee member and Junior Coach at North Kalgoorlie Cricket Club as well as Commissioner within the the Goldfields Football League.

Kurtis is also a dedicated family man being married with three children.

Kurtis Grace is a credit representative (546803) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Kurtis:

Meet Dyson Sumsion – Finance Broker (Dip.FMBM; BCom)

With over three years in the finance broking industry, Dyson specialises in residential property, assisting clients from First Home Buyers to seasoned investors. His dedication is evident in his ability to tackle any property challenges, regardless of complexity, and his commitment to helping clients achieve their goals.

Dyson’s mission is to make the finance broking process transparent and educational, removing the sales pressure and empowering clients to make well-informed decisions. He offers a fresh, innovative approach, focusing on providing the knowledge and resources necessary to navigate property decisions with confidence.

Dyson Sumsion is a credit representative (547258) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Dyson:

Meet Hayley Kelsey – Finance Broker (Dip.FMBM)

With over 10 years in the banking industry, Hayley brings with her a blend of enthusiasm and expertise.

Dedicated to helping clients achieve their dream of homeownership, she prides herself on offering personalised service and transparent advice.

Her goal is to make the mortgage process as seamless and stress-free as possible.

Hayley Kelsey is a credit representative (562747) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Hayley:

Esperance | Great Southern

Meet Chris Wilson - Finance Manager, Esperance | Great Southern (DIP.FMBM; Bachelor of Business – Marketing)

Chris has over 17 years of banking experience across a broad range of disciplines including business banking at a regional and corporate level in Australia with a strong agribusiness focus.

Chris has 10 years’ experience specialising in the agribusiness sector in Esperance and Great Southern including managing and analysing cropping, horticulture, and livestock farming businesses, and servicing the needs and requirements of family run farming businesses through to large corporatised agribusiness enterprises, both pre and post farmgate.

Experience in financing Carbon Sequestration Projects, in particular Human Induced Regeneration (HIR).

Experience working with pastoralists on Eligible Interest Holder Consents required under Carbon Sequestration Agreements.

Experience across Interest Rate Risk Management, Commodity Hedging, cash flow budgeting, Year in Year out modelling.

Chris Wilson is a credit representative (555118) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)

Contact Chris:

Why Whiteroom Finance Excelled

Working in financial services over 20 years led Chris to identify a gap in the finance market; he found his clients were not getting the support they needed from their bank or their broker.

With a drive to close the gap and help people better manage their finances, Chris stepped out in 2016 to do his own thing; Whiteroom Finance was born.

Chris understands there is no “one size fits all” solution to managing finance. He knows you have your own financial story and offers practical, tailored solutions to help you get a hold of your finances.

Based on his excellent work, Chris’ clients are always referring him on, creating further opportunities to help more people secure their financial future. Have a look at some of Whiteroom Finance’s excellent reviews to see what clients say about Chris’ financial services.

Who We Work With

Whiteroom Finance’s clients range from individuals to small businesses to larger businesses in the commercial sector.

Most clients understand what they want but often don’t know the best way to achieve it. They look to Whiteroom Finance to help drown out the noise and guide them through the financial fog.

At Whiteroom Finance, we believe building relationships with clients can lead to better long-term solutions. We are pleased to work with you as a ‘future client’ to discuss your goals and help set you on the road to financial independence and security.

Whether it be your personal or business finance, the team at Whiteroom Finance look forward to working with you…

What Makes Us Different?

Whiteroom Finance is more than a Finance Broker. We deliver solutions tailored specifically to your financial needs and goals.

We don’t try to be one of the ‘big boys’ in the finance space. Instead, we take a personal approach to ensure you feel valued and supported every step of the way.

We develop a depth of understanding about your finances and what you are hoping to achieve. This means when it comes to exploring your finance options, our recommendations are based on knowledge, not assumptions. Whiteroom Finance becomes part of your Trusted Adviser Network.