A Whiteroom Finance Trusted Advisor
Charmain’s journey in the finance industry is a testament to her resilience, passion, and expertise. After moving to Darwin in 1998, she launched her own successful company, which she later sold in 2003. Her drive and entrepreneurial spirit led her to the mortgage industry in 2006, where she quickly established herself as a knowledgeable and dedicated professional.
By 2022, Charmain had built a reputable mortgage brokerage, known for its client-centric approach and commitment to excellence. However, her thirst for new experiences and a broader perspective led her to sell her brokerage and embark on a 12-month global adventure.
In 2024, Charmain was introduced to Chris White and his dynamic team at Whiteroom Finance. Inspired by their vision and professionalism, she decided to join them, bringing her extensive knowledge and passion for client service to the team.
Charmain Hughes is a credit representative (560874) of QED Credit Services Pty Ltd (Australian Credit Licence 387856)
With her extensive experience in the financial services sector, Charmain is well-equipped to help you achieve your financial goals. She offers a wide range of services tailored to meet the unique needs of Tradies, SMEs, professionals and individuals.
Charmain is experienced in all aspects of business financing, with a deep understanding of the challenges faced by small-to-medium enterprises. She can assist you in navigating various financing options to support your business growth, including:
Maintaining your business’s operational efficiency often requires new vehicles and equipment. Charmain can help you find the right financing solution to revamp, upgrade, or expand your assets, with services including:
Charmain helps clients take charge of their retirement savings with Self-Managed Super Funds (SMSFs), offering practical solutions and hands-on guidance. Whether you’re looking to refinance an existing SMSF loan or explore complex structures for property purchases within your fund, Charmain is here to help you make the most of your superannuation. Her services include:
Charmain is dedicated to helping you take full advantage of the opportunities available with an SMSF, making your path to a secure retirement clearer and more achievable.
Charmain brings a unique skill set to the Whiteroom Finance team, blending years of hands-on experience in the mortgage industry with a genuine passion for helping clients achieve their financial goals. Her approach is tailored, insightful, and committed to delivering exceptional service.
With a career spanning over two decades, Charmain has built a strong reputation for fostering lasting relationships with her clients. Her client-first philosophy has resulted in a steady stream of referrals from satisfied clients who trust her expert guidance and personalised financial solutions.
Having worked closely with tradies and SMEs, Charmain understands the unique challenges faced by those working with their hands. She specialises in structuring financial solutions—whether it’s asset loans, commercial loans, or self-managed super funds—designed to support business growth and long-term wealth creation.
Reviewed by Vicky Watson (Refinanced Loan) 10 Jan 2025
Reviewed by Michelle Bethel (New Purchase) 11 Dec 2024
Reviewed by Graham Hett (Refinanced Loan) 11 Dec 2024
Reviewed by Jessica Hayhurst (New Purchase) 24 Nov 2024
More lenders means more chances to get you the right loan!
