Karl Baker

Karl Baker – Finance Broker (Dip. FMBM; BComm; LLB)

A Whiteroom Finance Trusted Advisor

Karl Baker

Karl Baker – Finance Broker (Dip. FMBM; BComm; LLB)

A Whiteroom Finance Trusted Advisor

Meet Karl

Karl has over 20 years’ experience providing financial advisory services to individuals and companies in Australia and overseas. He has a Diploma of Finance and Mortgage Broking and is a member of the Mortgage and Finance Association of Australia (MFAA).

Karl was previously a Financial Advisory Partner at a Big 4 accounting firm and was the founder of an import & distribution business. He is always focused on providing the highest quality of service and has a passion for assisting his clients to achieve their financial goals.

Reliable, results-oriented and committed to being your trusted advisor.

Karl Baker is a credit representative (543889) of QED Credit Services Pty Ltd (Australian Credit Licence 387856).

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With his vast amount of experience across both domestic and international markets, Karl possesses an array of skills in the financial services sector – best suited to helping you achieve your financial goals.

Business Finance

Experienced in all aspects of business financing and boasting first-hand experience with small-to-medium sized enterprises. Business financing challenges Karl can help you address include:

  • Improving cash flow and accessing working capital options.
  • Accessing short term unsecured debt for specific needs.
  • Specialist lending (including professional services).
  • Restructuring your existing debt.
  • Acquiring a new business.
  • Unsecured lending.
  • Purchasing a property.

Vehicle & Equipment Finance

Securing Vehicle & Equipment financing for your business is crucial for freeing up cash to maintain your operations. Karl can help you find a suitable loan product so you can revamp, upgrade, or expand. Services including:

  • Chattel mortgage
  • Hire purchase
  • Insurance premium funding
  • Pre-approved funding & Master limit facilities
  • Fleet management

Home & Investment Loans

Taking great pride in assisting our valued customers realise their home ownership dreams, Karl can help you with a range of home & investment loan services, including:

  • Principal and Interest vs Interest Only repayments.
  • Fixed vs Variable interest rate arrangements.
  • Upgrading or downsizing your home.
  • Buying your first home.
  • Budgeting and savings.
  • Debt restructure.


Karl can also assist you with any Personal lending needs.

Book a chat with Karl

Why Choose Karl?

Unique Financial Services Skillset

With a unique set of financial services skills that are distinctive to a majority of brokers, Karl joins the Whiteroom Finance team ready to provide second to none support for our clients.

International Experience with a Big 4 Firm

With over a decade of experience working internationally with one of the Big 4 services firms, Karl possesses extensive knowledge across key areas of mergers and acquisitions, cross-border funding, and complicated financial strategy. Karl is able to leverage this experience to provide high quality financial services to the Whiteroom Finance clientele.

First-Hand Understanding of SME Funding & Advisory Needs

After starting an imports company when working internationally in China, Karl understands how SMEs operate. He has developed a strong sense for the funding and advisory needs of small-to-medium firms and wants to share his learned experiences with his clients at Whiteroom Finance.

Contact Karl to discuss your needs