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Christmas is just around the corner and a well-deserved break for us all is beckoning! The summer holiday season is a special time to celebrate, enjoy the company of friends and family and recharge your batteries for the New Year. However, without a bit of thought and planning, Christmas can
Every business goes through periods where cash flow is stretched due to reduced sales, unexpected bills or external factors. It’s how you manage cash flow gaps that ensures the long-term profitability of your business. According to the Australian Securities & Investments Commission, inadequate cash flow is the cause of failure
One of the first things a lender considers when you are applying for a loan is your credit score (also known as a credit rating). You may be thinking to yourself, why is a credit score relevant to my loan application? and why do I hear it mentioned seemingly everywhere
When it comes to dream homes, everyone has a different vision in mind. A different vision of the way it looks, the materials used, its size, the number of storeys, the number of rooms, the number of windows etc. When buying a home, most people look for something as close
To offer the best service to your customers and run an efficient operation, you need to be working with the right asset. But purchasing new or even second-hand assets can put a severe dent in your working capital. That’s why many Australian businesses use finance to cover the costs of
Cash flow and profit are not the same. Many successful businesses need funding to support working capital and fuel growth plans. Unexpected costs, slow-paying clients and many other factors can put a strain on your finances. Almost a third of Australian businesses say their available cash would allow them to