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The Reserve Bank Speculates a Cash Rate Rise in 2022 is “Plausible” If you’ve been reading the finance section of the papers, you’ll have noticed speculation about the Reserve Bank of Australia (RBA) increasing the official cash rate (OCR). What the RBA says Having previously remained tight-lipped, the RBA governor,

Why Refinance Your Home Loan? As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to

Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up five home renovation finance options that could help turn your dream into reality. 1. Equity Release / Top Up Home Loan This is probably the most common way people

Application Lodgement Following the lodgement of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict. The bad news is that there is no one-size-fits-all answer. The good news, however, is that a

Securing a business loan for your small business in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of small business loans and finding the most appropriate solution can be challenging.

What about all the paperwork? Filling out a loan application takes time and can result in errors if not done correctly. This can lead to a rejection or delays
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